COMMERCIAL BUSINESS INSURANCE

It covers any occupational sickness or accident arising during the course of employment that results in incurring medical expenses and loss of wages. In addition to basic cover, you can protect yourself as the employer against any claim made by the employee as per Labour Law/Workmen's Compensation Ordinance.

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.

A Business Owner's Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters. ... These include claims of bodily injury or property damage.

General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. It may also cover you if you are held liable for damages to your landlord's property.